How our budgeting methodology works

Learn more about our step-by-step, value-driven approach that focuses on understanding your individual goals and providing ongoing support. Each process is built on transparency, personal involvement, and a dedication to practical outcomes.

Team expertise

Meet your support team

Expert guidance informed by Australian values and experience

Our team brings together a passion for resource planning and a commitment to personal well-being. We focus on your goals, providing evidence-informed, practical support tailored to every client’s circumstances.

We adapt recommendations to your unique context, always listening first.

Nicole Marsh

Nicole Marsh

Senior Adviser

Nicole specialises in transparent budgeting methods.

Supporting clients as they align their finances with individual values. Nicole values practical tools and clear communication to build lasting confidence.

“Personal budgeting is about supporting your values, not restricting your lifestyle.”

Resource planning Active listening
James Lennox

James Lennox

Client Officer

James focuses on ongoing adjustment through review.

James helps clients feel empowered during financial transitions, using an adaptable approach that prioritises each person’s situation.

“Ongoing review is key to keeping your plan realistic and responsive.”

Adaptability Empathy
Emily Tran

Emily Tran

Client Support

Emily ensures every process is clear and supportive.

With a background in people-focused support, Emily brings patience, enthusiasm, and a keen interest in practical financial planning to each consultation.

“Clear steps help make budgeting manageable and less stressful.”

Clear communication Process design

Contact us for further information or to begin your journey.

How our process unfolds

Our method is designed around your needs and adapts as your goals evolve over time. Support is continuous, not one-off.

1

Initial consultation session

We listen to your values, priorities, and circumstances. This session helps us understand your context so we can provide personalised recommendations instead of a generic system.

All information remains confidential, focusing strictly on your individual aims.

2

Collaborative budgeting review

Each resource is allocated purposefully, informed by your situation—not based on standard rules. You’ll receive transparent, actionable suggestions with room for flexibility.

We check-in throughout the process to answer questions and tailor details further.

3

Ongoing adjustment support

Regular review means your plan evolves with you. We help track progress and respond to changing needs, aiming for a practical, sustainable approach.

Updates and advice are available as situations or goals change.

What makes our approach different?

We prioritise transparency, flexibility, and evidence-guided support to help you manage expenses on your terms.

Key features synorivexa Advisory Group Budget Assist
Value-based recommendations Yes, core focus Limited emphasis Generic advice
Support for unique needs Highly personalised Standard process Occasional check-in
Ongoing review included Continual support One-off sessions Periodic only
Transparent methodology Open review Minimal details Standard template